Abasyn Journal of Social Sciences. Vol.4, No.1

Impact of Farm and Farmers Characteristics On Repayment of Agriculture Credit
(A case study of D.I.Khan, Khyber Pakhtoonkhawa)

Amjad Saleem* , Dr Farzand Ali Jan, Rasheed Muhammad Khattak & Muhammad Imran Quraishi

*Muhammad Amjad Saleem, Govt college of Management Sciences D.I.Khan, Pakistan
Dr Farzand Ali Janm, Director Finance/Director IBMS, Agricultural University Peshawar
Department of Commerce Gomal University D.I.Khan, Pakistan

This paper examines the impact of farm and farmers’ characteristics on repayment of farm credit user for agricultural growth in D.I.Khan district during 2007-09.A total of 320 respondents were selected by using stratified random sampling technique. For analysis of data T -Test and ANOVA was used. The result was significant for impact of age, education, marital status, farm type, farm size, farm status and numbers of times credit obtained. But regression result showed significant influence of marital status, farm type and numbers of times credit attained on repayment of farm credit. Collectively all farm and farmers characteristics used in present study are significantly affecting repayment of credit.
Keywords; Farmers
, characteristics, agricultural credit, Repayment of agriculture credit




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