Abasyn Journal of Social Sciences. Vol.7, No.1

Determinants of Profitability of Islamic and conventional Insurance Companies in Pakistan: an Internal Evaluation

Shahid Jan1Khurshed Iqbal2, Sham ur Rahman3

1 Assistant Professor, Management Sciences, Abdul Wali Khan University Mardan.
2 Head of the department at Brains Post Graduate College Peshawar
3 Assistant Professor and vice principal in Peshawar Business school


This paper analyzes the profitability of insurance industry in Pakistan over the period from 2010 to 2013 by using multivariate regression analysis which was two in number. The constituent of the micro-meter analysis explore the idea about insurance industry for profitability. The Gearing ratio, NPLs ratio and asset management are originate to have significant impact on the profitability of insurance industry in both models. The size of the insurance companies is a significant meter for profitability. Return on assets is utilized to measuring insurance industry profitability. ROA was insignificant relationship and using a proxy to gauge the profitability of insurance industry.
Keywords: Insurance Industry, Profitability, Determinants, Pakistan




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